RoundTrip Choice Benefits

Summary of RoundTrip Choice Benefits

If there is any difference between this summary of RoundTrip benefits and your plan document, the provisions of your plan document will prevail.

Trip Cost Protection

Trip Cancellation 100% of Trip Cost up to $50,000
Covers your non-refundable, prepaid trip cost if you are unable to take your trip due to a covered reason.

Trip Interruption Up to 150% of Trip Cost
Covers the non-refundable, unused portion of your prepaid trip cost and the additional cost to return home or rejoin your trip due to a covered reason.

Trip Delay $1,000
Pays for additional transportation, meals, accommodations and nonrefundable, unused prepaid expenses if you are delayed 12 or more hours en route to/from your trip. (Separate coverage reasons apply.)

Missed Cruise Connection $1,000
Pays additional transportation costs to join your cruise if you miss your cruise connection due to flight cancellation or a flight delay of 3 or more hours. Also covers accommodations, meals, and non- refundable trip payments for the unused portion of the cruise or tour. (Separate coverage reasons apply.)

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Medical Protection

Emergency Medical Expense $150,000
Includes Dental Expense of $750 for an Accident

Covers medical treatment for a sickness or injury which occurs during your trip.

Emergency Medical Evacuation/Repatriation $1,000,000
We will transport you to the nearest appropriate medical facility if medically necessary and return your remains to your residence or burial place if you die while traveling. If you are hospitalized more than 7 days, we will 1) transport dependent children home if they are traveling with you and 2) send a person chosen by you to/from your bedside if you are traveling alone.

Baggage Protection

Lost, Stolen or Damaged Baggage & Personal Effects $2,000

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Baggage Delay $400
Covers checked bags if delayed more than 24 hours. (This is secondary to other coverage.)

Accidental Death & Dismemberment (AD&D)

24-Hour AD&D $10,000
Pays benefits for death, loss of limbs, or loss of sight due to an accident occurring on your trip.

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Common Carrier AD&D $25,000
Pays benefits for death, loss of limbs, or loss of sight due to an accident which occurs when you are riding, boarding, or alighting from a common carrier.

Optional Benefits

Flight Accident $100,000, $250,000 or $500,000
Pays additional AD&D benefits due to an accident occurring while you are a passenger on an aircraft.

Collision Damage Waiver for Rental Cars $35,000
Provides rental car coverage while on your trip.

Optional Cancel For Any Reason 75% of Trip Cost
Pays if you cancel your trip for any reason not otherwise covered if: 1) we receive your plan payment within 10 days of your initial trip deposit, 2) you insure all prepaid trip costs, subject to cancellation penalties (you must also insure the cost of subsequent travel arrangements added to your trip within 10 days of the payment/deposit for those arrangements), and 3) you cancel your trip 2 days or more before your departure date. This option is only available for trips up to $30,000.

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24/7 Travel Assistance Services Included

Pre-Existing Medical Conditions

Pre-existing conditions are covered if you enroll in this plan within 10 days of the initial trip deposit. You must also buy coverage for the full cost of your trip.

Trip Cancellation And Interruption Covered Reasons

  • Sickness, Injury or Death
  • Death or Hospitalization of Host at Destination
  • Jury Duty
  • Quarantine
  • Court-Ordered Appearance
  • Traffic Accident
  • Residence Uninhabitable
  • Strike
  • Felonious Assault
  • Military Duty for Natural Disaster Relief
  • Termination/Layoff/Transfer
  • Weather
  • Terrorist Incident
  • Bankruptcy/Default
  • Natural Disaster
  • Hijacking

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