IHI Travel Plan Benefits

IHI Travel Benefits included in Basic Cover

Maximum cover and benefits are per person per trip:

USD EUR CHF GBP
Maximum cover per person per trip Unlimited Unlimited Unlimited Unlimited
Hospitalisation 100% 100% 100% 100%
Outpatient treatment by a doctor/specialist 100% 100% 100% 100%
Prescribed medicines 100% 100% 100% 100%
Prescribed treatment by a physiotherapist/chiropractor 2,500 2,000 3,400 1,375
Provisional pain-stilling dental treatment 300 250 400 165
Ambulance transportation 100% 100% 100% 100%
Medical Evacuation/Repatriation (must be pre-approved by Bupa Global) 100% 100% 100% 100%
Mugging and assault – crisis psychologist 250 per incident 200 per incident 250 per incident 150 per incident
Evacuation 100% 100% 100% 100%
Return Trip 100% 100% 100% 100%
Compassionate Emergency Repatriation 100% 100% 100% 100%
Accompaniment 100% 100% 100% 100%
Compassionate Emergency Visit 100% 100% 100% 100%
Accommodation, food and local transportation for an insured unable to continue their travel itinerary due to acute illness or injury, or persons summoned or accompanying an insured, per person. 6,000per day 300 5,000per day 250 8,000per day 400 3,300per day 165
Statutory arrangements in case of death 100% 100% 100% 100%
Home transportation of the deceased 100% 100% 100% 100%
Continuation of trip post treatment(must be pre-approved by the Company) 100% 100% 100% 100%
Sports activities including winter sports – Medial expenses* 100% 100% 100% 100%
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*cf., however, Art. 6 and Art. 23

Benefits with the Non-Medical Option Added on:

Оформление страхового полиса для поездки в Европу

You must check to include the non-medical coverage during the application process. Maximum cover and benefits are per person per trip:

USD EUR CHF GBP
Personal accident – death and disability* 75,000 55,000 83,000 42,000
Maximum baggage cover per person per trip 2,000 1,500 2,200 1,100
Baggage – theft, robbery and fire 100% of the maximum baggage cover
Loss of or damage to registered baggage 100% of the maximum baggage cover
Theft of passport and/or cash 10% of the maximum baggage cover
Baggage delay 500 350 550 280
Personal liability – property damage 500,000 360,000 550,000 280,000
Personal liability – bodily injury 1,000,000 715,000 1,100,000 550,000
Travel delay — documented expenses for accommodation (overnight stay) and meals 500per day 100 350per day 70 550per day 110 300per day 60
Missed flight connection 1,000 800 950 650
Hospital daily benefit 2,000  per day 50 1,400  / day 35 2,400 per day 60 1,200 per day 30
Security and legal assistance** 10,000 7,200 11,100 5,500
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*cf., however, art. 13.2-5 and 13.2-6
**10% co-insurance

Benefits with Trip Cancellation Option

USD EUR CHF GBP
Single Trip 2,000 1,450 2,200 1,100
Annual – per trip 1,500 1,100 1,650 850

This is a summary of benefits. Please read the Policy Conditions for a detailed description of the insurance conditions.

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